1. Purchasing travel insurance is not required in order to purchase any other product or service offered by the travel retailer

2. Your travel retailer may not be licensed to sell insurance, and is therefore not qualified or authorized to:

a. Answer technical questions about the benefits, exclusions, and conditions of any of the insurance offered by the travel retailer.

b. Evaluate the adequacy of your existing insurance coverage.

This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverages, You may wish to compare the terms of this policy with your existing life, health, home and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.